Build Passive Income with Private Lending
Avondale was founded on the belief that private lending is one of best ways to meet the needs of investors seeking high-yield, passive income or alternatives to traditional investing. Through our private lending fund, we provide short-term, collateralized loans to real estate professionals and provide the proceeds to our fund’s investors. Since 2016, we have funded over $400 millions of loans and provided consistent 8-10% annual returns to our 150+ investors.
For Accredited Investors
We provide an opportunity to invest in our loan fund, Avondale Private Lending LLC (“the fund”). The overall objective of the fund is to deliver target returns of 8-10% per year (net of fees) to investors by originating first-lien, business-purpose loans that are collateralized by real estate.
Minimum investments are $50,000 and all types of IRAs (Traditional, Roth, SEP, SIMPLE) can be used through a self-directed IRA custodian.
Annual Income %
Benchmarks: Bankrate Money Market Accounts, Bankrate 2-Year CD, S&P 500 Dividend Yield, AAA Rated 10-Year Muni Bond. No standard benchmark for private loans.
Private lending is such an underutilized investment strategy. So many people invest in real estate, but very few people invest in loans that are secured by real estate. That is the opportunity.
John Spears, Founder
Why Invest
High-yield income
Investors earn annual returns of 8-10% with distributions paid monthly.
An alternative investment
Unlike stocks and bonds, private loans are a income-oriented asset class and with less volatililty than global markets.
Invested with You
Our fund's leadership and family members are invested in the same fund, the same share class, right along beside you.
Be the bank
Private lending provides the benefits of being in the position of the lender.
loan examples
Results From Our Loans
We are proud to have funded over 750 loans and over $400 million since inception. Here are examples of some of our renovation and new construction loans.
How to invest
Request Fund Documents
Are you an Accredited Investor? (any one of the following)
Testimonials
Hear what our customers have to say about us
“I have been an investor since the fund started and for years I have witnessed APL’s sustained growth, combined with a very professional and administrative approach. It is particularly important to me to see APL navigate market shifts and economic changes, while keeping the long-term success of the fund as the main goal. Every investor would feel confident to invest in a fund with this kind of ability. I trust John’s APL leadership.”
Investor
“Avondale is a fantastic lender! We’ve done many projects with them in Austin and hope to do many more. They have been a great partner for our business. They’re fast, responsive, agile, and give us a competitive advantage. We’re so glad we found Avondale! They’ve been our secret weapon.”
Borrower
“I was thinking about the half dozen investments that I have in similar funds and why I have the bulk of my money with Avondale. How much family money that is invested at APL makes it totally unique. This helps an investor sleep at night knowing that John will look out for the his investors more than anything. This is a big deal for me. They stick to the knitting close to where they live and work. They can reach out and touch where they do business. I like that they keep the business local. Also, Avondale has good reporting every month and the year-end audit comes out quickly compared to other funds. The returns have been competitive and higher than most.”
Investor
“I keep my money with Avondale not only because I have known the Spears family and have been friends since childhood, but because I trust the way John runs his business—just like he runs his life—with faith, family, and friends at the core. His values give me complete confidence in how my finances are managed.”
Investor